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Payment Processing

Accept every payment type. On every channel.

Veloci processes payments via Stripe for European restaurants, with Flutterwave and Hubtel available for African markets. Accept card, Apple Pay, Google Pay, and mobile money. All payment data is PCI-compliant and reconciled automatically against orders.

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99.9%
payment success rate
2 days
avg payout to bank
PCI DSS
compliant
4
payment providers supported
What you get

Key capabilities

Stripe integration for card, Apple Pay, and Google Pay across all digital channels

Stripe Terminal for in-person card payments at the POS counter

Flutterwave and Hubtel for mobile money payments in Ghana and West Africa

Automatic reconciliation: every payment matched to its order in the dashboard

Partial refunds and adjustments processed directly from the order dashboard

Payouts to your bank account on Stripe's standard schedule (typically 2 business days)

Trusted by 500+ restaurants across Europe and Africa

How we compare

Veloci vs the alternatives

vs
Toast

Toast uses its own proprietary payments system with lock-in pricing. Veloci uses Stripe directly, giving you transparent pricing and the ability to use your existing Stripe account.

vs
Square

Square's payment processing is tightly integrated with its own ecosystem and not available in all European and African markets. Veloci's multi-provider approach covers Netherlands, Belgium, Germany, UK, and Ghana.

Common questions

Frequently asked questions

Do I need my own Stripe account?+

Yes. Veloci connects to your own Stripe account so payments go directly to you. Veloci never touches your funds — the money flows from the customer's card directly into your Stripe balance.

What are the payment processing fees?+

Stripe charges 1.4% + €0.25 per European card transaction (1.5% + €0.25 for non-European cards). This is standard Stripe pricing — Veloci does not add any additional processing fee on top.

Can I accept cash payments via Veloci?+

Yes. The POS supports cash payment recording with manual amount entry, opening float logging, and end-of-day reconciliation reports.

Is mobile money supported for Ghanaian customers?+

Yes. Veloci includes Hubtel integration for MTN Mobile Money, Vodafone Cash, and AirtelTigo Money. Customers pay by mobile money the same way they would with a card.

How are refunds handled?+

Issue a full or partial refund from the order detail page. Veloci sends the refund instruction to Stripe, which processes it back to the customer's original payment method within 5–10 business days.

Popular for these restaurant types

See how Payment Processing works for your specific restaurant.

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Payment Processing for Restaurants | Veloci | Veloci